Hello NH905,
If you can do an "in-place repair," then you won't have to reinstall anything really. I was told that this can only be done with Windows 8.1 media (either a physical disc or one made from a downloaded .iso). The procedure is simple: Once you have the
disc in your hands, pop it into your computer and start the setup.exe. This will pop-up a screen giving you 3 options for a Windows install. The first option is "keep windows settings, personal files, and apps." This is the option I chose that preserved
my installed software. Please note that some 3rd party desktop apps (from the store) might not be preserved, however your installed software (office, adobe, etc...) will be fine and unaffected. I was most worried about Outlook and Photoshop (and a number
of smaller utilities) but all worked fine after the repair.
The one tricky part of this (besides getting the media disc), is matching the correct product key. If you are like me, you will have a valid Windows 8 product key, but not a Windows 8.1 product key because you updated to 8.1 via the store. Doing an "in-place
repair" requires a product key to match the media disc you are using for the repair. My windows 8 key did not work. The MS L2 Engineer entered a generic 8.1 code for me to continue the repair and advised me that I will need to later change this to my own
key for activation at the end of the process. For what it's worth, a quick google search for "8.1 in place repair" turned up a number of websites that had complete instructions on how to do this and included generic 8.1 keys to get you started. Hope that
helps!