"There are even suspicious people who work for Windows and Microsoft in general, so we can never stop to say we are totally perfectly safe. I've had to change my encryption key several times over the course of the last six months because someone from LA cyber squad FBI has been passing themselves off as an A-Class hacker and selling my encryption key/password to other would-be hackers to put a few extra dollars in his own pocket."
...Either you're doing something wrong (leaving a massive security hole), you you are doing something illegal that for some reason has attracted the attention of the FBI. There is no reason they would just, out of boredom hack your encrypted hard drive, and sell your passwords for a few dollars.
In fact, if someone hacked your PC through your web browser (or a hack after you had logged into your computer), you HDD encryption would do nothing (as it has already been decrypted for that session). The hacker would have access to un-encrypted HDD. Only if somebody physically tried to use your encrypted HDD (maybe using a Linux Live disc, or plugging it in somewhere else) without you entering the password already, would they encounter the encrypted volume. Think about it, all your Windows applications can see the un-encrypted HDD.
"They have the keys to everything and elevated protocols that enable them to do the otherwise impossible."
Correct when you say the impossible (in terms of time). I will agree that some protocols are broken, and we all have heard about the NSA revelations (confirming the fears that many already had). But many open source projects are audited for weaknesses in their cryptographic code and they are fine. TrueCrypt many consider to
Another thing here, I don't understand why you find it needed to reinstall your PC every month or so? Surely your PC isn't infected every month!? If it is, you really are doing something stupid.
Changing your IP is not the worst advice, though if you have a hardware firewall at your gateway (on your router) and it has no open ports, then they can't really do anything with your IP anyway (apart from DoS).
Most of your advice is tin-foil hat advice. Telling people not to use the internet, or at least minimise their exposure!? For most users (and the audience of Microsoft Answers) you advice is not great - or even related to the issue here.