Ok dude... this is a hassle but it does work.
Summary:
You need to log in on a local admin account (create one if it does not exist already), delete your user account (Danny) and then rename the danch_000 folder to danny.old (I do this only so that you do not lose any data you may have already saved here. it is just a backup folder now)
then Create a new LOCAL user called Danny. Log into this user account and all the files will be under C:\Users\Danny.
Now you must go to pc settings and choose switch to Microsoft account.
Once the process is finished, you are using a Microsoft Live account, with the 'User' Displayed as your full name, but all the files are in a directory named 'Danny'
If this is too summarized for you and you need detailed instructions just post here and tell me, I am in the process of creating a guide for just this issue for my coworkers
Yrs Red