So after trying a few more things and still having the error when Win 10 install gets to 91% I decided to try the Windows Media Creation Tool. Using that (making an ISO and extracting it to the SSD to install, it went all the way through and was able to upgrade from Win7. I'm not at the system right now, so not sure what Build # it installed
So later will get Win 10 customized and up to date bed re trying Win 11 again.
But I did check and it only has my MS Account listed 1 time, not twice which was causing the errors.