This is not an answer, if you care to read all the above thread you would know that this was the first thing many of us have done. This is software issue that needs addressing by either Microsoft or Google. The problem started just prior to the last Microsoft security update and continues still weeks later. This is a worldwide issue affecting what seems like all Duo 2 users.
The sensitivity of the NFC - tap to pay function has changed and it no longer functioning as it was. Why has this not been fixed with hundreds complaining about it? I have sent reports and faults to both Microsoft and Google, also sent through the log files as requested but nothing seems to be getting done.
This is a huge issue that needs to be addressed now and not in however many weeks a new update will be sent out. The updates are now a month late too and offer nothing but the most minimal changes - which is unacceptable. What are the engineers doing and why does Microsoft think it is acceptable to de-prioritise a $2500+ device that's still well within its service period?